You can apply for annual travel insurance policy both offline and from online.  When you are making your annual travel insurance policy online, you will be receiving your policy agreement as a soft copy and later on the hard copy will be sent to you via mail.

Annual travel insurance policy covers for multi-trips that you take in a year.  It covers for almost all trips that are undertaken within the validity period of the policy.  If you are a wide traveler you need to make sure that you look in to what you are covered for and what you are not covered for.  Suppose you have annual travel insurance and you are suddenly making your journey to a distant continent, then you need to learn what you will be covered for.  If you may engage in winter sports, you will have to learn if you are covered for such.

Under the annual travel insurance policy you might use it for your business needs and for one of other trips if you are taking your family with you for a vacation on the same policy, you need to talk to your company about the kind of changes that has to be made to the policy for better safety.  Probably, with the purpose of every travel being different you might need to underwrite it every time you are in to a new trip.

However, a good underwriter can help you to write a good document so that you will not need to amend it for every travel.  Good underwriters can make a multiple purpose underwriting with if, then. else kind of clauses.

When you are underwriting your annual travel insurance you need to work with genuine underwriters.  Good underwriters know how to make an excellent document without having to rewrite the policy with every time you are in to a new travel.  There are manipulative underwriters who try to make some money from many rewrites; avoid them.